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Our Services

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Business Loan

A business loan is debt financing exclusively intended for business purposes. Whether you are planning to put up a new project or are expanding your thriving business, you can use a business loan to get the funds that you will need to get the ball rolling. Of course, you can also opt for a bank loan to get the money for your business.  The problem with bank loans is that they are too expensive and entails many documentary requirements which can be frustrating and can delay your plans. Our loan services not only provide highly competitive interest rates but entail simple requirements and guarantees fast processing and release.

As business loan providers, we understand your needs for fast money.  In business, time is of the essence.  Loss of time is a loss of opportunity which is very costly.  On the other hand, we make our rates competitive because we understand the needs of a new business for initial support.  We serve not as mere creditors who lend money to earn. We serve to become partners of your business because we care about our client’s growth and prosperity.

Business loan features

  • Our business loan is open to all types of business. We will review your application including the nature of your business, risk, history and previous credit

  • Depending on the evaluation of the nature and risk of your new business, we even accept bad credit.

  • There are instances when we do not require collateral for small loans which are proven low risk and highly profitable per our evaluation.

  • We provide fast loan approvals as quickly within 24 hours

 

Documents Required

  • I/C (front and back)

  • Form 24, Form 44, Form 49; OR Form SSM

  • Historical bank statement

  • Name of Company and & Owners/ Directors (e.g. articles of incorporation, partnership or single proprietorship)

  • Proof of billing

SME Loan

Do you own Small or Medium enterprise and are really interested in growing your business. But do you have any issue in financing your business? In order to get financial help, you can consider SME Loan specifically from the licensed money lender. Taking SME Loans from the private ones will let you provide the loan at the lower rate of interest. They offer flexibility in providing the loans as per the requirement of the business. These loans are customized to match the needs and requirements of SMEs. It does not matter for what purpose you need SME loan, but it is an excellent financing option for the business. Hence, SME Loans plays a crucial role in running the business.

Money always plays an essential role in the entire entrepreneurial journey. Business needs regular funding to carry a regular flow of business in order to expand all operations. Rejuvenating ideas will not be applied if you have financial constraints. No one wants to miss the business opportunity.

One has also short term SME loan options such as Factoring, Revolving Credit and Overdraft.

For the purpose of Trade Financing, the following facilities are available:

  • Letter of Credit

  • Bills of Exchange

  • Bankers acceptance

  • Trust receipts

  • Financing Export Credit

  • Contracts of Foreign Exchange

SME Loans are excellent options for funding your business present as well as future needs. But the only thing is that you must take SME loans from the licensed and trusted moneylender only.

Important Documents For SME Loans

One needs to produce some important documents to get SME loans for his business. Without these documents, it is difficult to get SME loans. The list of documents is mentioned below:

  • Form 24, Form 44, Form 49

  • Form SSM

  • Last 6-month bank statement either from Company or Director

  • latest electricity bill

  • recent water bill

  • I/C (front and back)

Factory Loan

A factory loan is a type of business loan that is specially used for purchase or construction of a factory or a business facility.  This is type of loans that business owners usually need or avail of when they see a growth prospect in their business. They need to have additional funds to finance an expansion.

A factory loan is one of the easiest loans that we provide.  We believe in the capacity of visionary entrepreneurs to see opportunities in their business for growth and advancement. And we are always ready with a helping hand to support that endeavor.

Our factory loan is open to all business endeavors. We believe on people who believe on themselves and who work hard to make their beliefs come true.  We understand the importance our help in making things a reality.  Businessmen can’t do everything alone, and we understand our role in their pursuits. Similarly, we understands that risks are necessary.  But we also know that not all risks are equal.  We have experts who conduct evaluation of your business feasibility proposals and determine if the risk that you are taking is truly worth taking. And after careful evaluation, we are always ready to be partners for your business expansion and progress. Perspective is a matter of experience. And we our extensive experience have taught us on how to bet with the right people who are committed to their craft and their business.

Factory loan eligibility & documents required:

  • Malaysian Citizen or Permanent Resident

  • 3 months Latest Bank Statement (savings account / current account)

  • 3 months Latest Pay Slip

  • Photocopy of IC

  • Latest EPF Contribution Statement

  • Latest Electricity Bill & Water Bill

  • Original Sales and Purchase Agreement

  • Loan Agreement

  • Quit Rent & Assessment

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Personal Loan

Fast approval and low interest scheme that meet your individualistic needs such as Home Renovation, Education, CC Repayment and other forms of personal loan.

PRIVILEGES :-

  • Simple documents

  • Loan up to RM 100,000.00

  • Easy installment for monthly repayment

  • Rebate or without interest for early settlement

  • 1% - 1.5% monthly interest

  • Can solve the existing loans

  • Easy, fast, safe and lawful

 REQUIREMENT :-

  • Malaysian citizen

  • 18 years of age and above

  • Factory workers

  • Private employees

  • Pension

  • Salaries through bank

  • Blacklist are eligible to apply


DOCUMENT :-

  • 3 Months Latest Pay Slip

  • Photocopy Of IC

  • Latest Electric & Water Bill

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Mortgage Loan​

For individuals to fulfill their needs of buying property. Our loan package with simple application and low interest rates will help you realizing your dream

REQUIREMENT :-

  • 1% monthly interest

  • Landed properties

  • Within Klang Valley,Selangor areas

  • Confidential assured

  • 1-3 days approval

DOCUMENT :-

  • Form 24/49

  • M & A (Memorandum of Article & Association)

  • Grant

  • Original S & P Agreement

  • Loan Agreement

  • Quit Land & Assessment

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INTEREST RATE & REPAYMENT
 
Interest Rate

Fixed rate from 8% – 12% APR and payment options range from 6 months to 60 months.

Minimum repayment

6 months; Maximum repayment: 60 months.

Representative example

Amount of credit RM 5000 borrowed for 180 days. Interest : RM 448. Total amount payable : RM 5448

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 ALL RIGHTS RESERVED

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